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FAQ For Buying a Home

FAQ For Buying a HomeREnt vs Buy - Buying is Better!

Why should I buy, instead of rent?

Answer: A home is an investment. When you rent, you write your monthly check and that money is gone forever.

But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage.

You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years.

Finally, you’ll enjoy having something that’s all yours – a home where your own personal style will tell the world who you are.

 

Who should I call to get prequalified for a mortgage? (It is a painless process and takes less than a half hour)

Answer: Call the Mark Taylor Team- Bryan Campos at 602.361.0707 or email bcampos@amerifirst.us

Mortgage Loan Officer | NMLS 1040110AmeriFirst Financial, Inc. | NMLS 145368

 

What if I have a little or bad credit?

Answer: No problem! We are able to work with you to create a plan to get your credit score up. We have seen it all so don’t be afraid to call.

What do I need to take with me when I apply for a mortgage?

Answer: Good question! If you have everything with you when you visit your lender, you’ll save a good deal of time. You should have: 1) social security numbers for both your and your spouse, if both of you are applying for the loan; 2) copies of your checking and savings account statements for the past 6 months; 3) evidence of any other assets like bonds or stocks; 4) a recent paycheck stub detailing your earnings; 5) a list of all credit card accounts and the approximate monthly amounts owed on each; 6) a list of account numbers and balances due on outstanding loans, such as car loans; 7) copies of your last 2 years’ income tax statements; and 8) the name and address of someone who can verify your employment. Depending on your lender, you may be asked for other information.

 

What if something breaks in my new home? I am used to calling maintenance?

Answer: No Worries! That is what a home warranty is for. Read more about them here: http://www.hwahomewarranty.com/What-is-a-Home-Warranty

I am scared to make a late mortgage payment.

Answer: Most mortgage payments are typically due on the first day of the month. However, most mortgage lenders provide borrowers with a grace period to pay the mortgage fee before late fees are assessed.

The grace period is the additional time that lenders allot to borrowers to pay the required mortgage payments without being required to pay late fees. This time varies but is usually 5-15 days after the original due date.

Where can I search for homes?

Answer: You can search the MLS just like an agent here!

Give us a call if you need anything!

602.456.6771

Sheresa Pompay and Karey Dowden

US Preferred Realty Inc

ADOT Enforces Eminent Domain in Phoenix, Arizona

 ADOT Enforces Eminent Domain in Phoenix, Arizona

This is a client of The Sheresa Group.  She is a single mother of five.
Her apartment building was in the way for the 202 Freeway Expansion in Phoenix, Arizona.  ADOT purchased the building and gave all the tenants a move out date.
On the bright side, she was also given money for a down payment!  We were able to help her find her dream home, had all of her closing costs paid  and had everything on her repair list fixed.
We can help you too!
Give us a call at 602.456.6771!
The Sheresa Group
Sheresa Pompay and Karey Dowden
US Preferred Realty Inc

 

ADOT Enforces Eminent Domain

Phoenix Off Market Home- 3 Bedroom 2 Bath Corner Lot with Pool

Phoenix Off Market Home- 3 Bedroom 2 Bath Corner Lot with Pool

This is an Off Market Exclusive listing!!  This home is located at 6627 N. 28th Drive, Phoenix AZ in the Ocotillo Park Community.

Phoenix Off Market Home- 3 Bedroom 2 Bath Corner Lot with Pool

This corner lot home has too many upgrades to list!  The roof, A/C and water heater have all been replaced in the last few years.  WOW!  This home is energy efficient!  The entire home has been upgraded with double pane windows.  There are sunscreens on the windows in the front of the home.  The attic has recently had additional blown insulation added.  Do you like to work in the garage?  This garage in this home has been insulated and is air-conditioned!  Not to mention the tons of cabinets for extra storage!  There is also a beautiful pebble tech heated pool with removable pool fence.

Let me know if you would like to view this home!

 

Sheresa

602.617.7171

Real Estate Rockstar

Is ADOT Forcing You to Move?

Is ADOT Forcing You to Move Because of the 202 Expansion?

We had over 30 people attend our last meeting!  We have already been out showing homes to our prequalified buyers from the first meeting!!   Don’t miss this once in a chance lifetime!  ADOT is giving you the money for your downpayment!

 

Is ADOT Forcing You to Move?

 

With the upcoming construction of the Loop 202 South Mountain Freeway, many homeowners and renters are being effected.  Eminent Domain has begun!  ADOT has started to issue offer letters to both renters and homeowners.  You can visit ADOT’s website for more information on this expansion.

If you are a renter and ADOT is forcing you to move, this meeting is for you!

  • Have you ever considered buying a home?
  • Did you know that you can use the offer money from ADOT for a down payment?
  • No credit or bad credit, no problem.  We have programs to help you!
  • We can also help you find temporary housing while you are in the process of getting prequalified.
  • Our buyer services are 100% FREE!!

Come to our FREE Pizza Party and learn how easy Home Ownership can be!

Where:  Desert Hope Wesleyan Church- 2600 N. 59th Ave, Phoenix AZ 85035

When:  Thursday, July 23rd- Anytime between 4:30pm-8:00pm

Pizza, Refreshments and Home Ownership Information will be provided

If you can’t make the meeting, call, text or email us instead!

See you there!

Cheers!

Sheresa

Real Estate Rockstar

Is ADOT Forcing You to Move?

Is ADOT Forcing You to Move Because of the 202 Expansion?

Our last meeting was so successful that we have decided to have another one.  We were able to 6 families prequalified to be future homeowners!

Is ADOT Forcing You to Move Because of the 202 Expansion?

With the upcoming construction of the Loop 202 South Mountain Freeway, many homeowners and renters are being effected.  ADOT has started to issue offer letters to both renters and homeowners.  You can visit ADOT’s website for more information on this expansion.

If you are a renter and ADOT is forcing you to move, this meeting is for you!

  • Have you ever considered buying a home?
  • Did you know that you can use the offer money from ADOT for a down payment?
  • No credit or bad credit, no problem.  We have programs to help you!
  • We can also help you find temporary housing while you are in the process of getting prequalified.
  • Our buyer services are 100% FREE!!

Come to our FREE Pizza Party and learn how easy Home Ownership can be!

Where:  Desert Hope Wesleyan Church- 2600 N. 59th Ave, Phoenix AZ 85035

When:  Thursday, July 9th- Anytime between 4:30pm-8:00pm

Pizza, Refreshments and Home Ownership Information will be provided

If you can’t make the meeting, call, text or email us instead!

See you there!

Sheresa

Real Estate Rockstar

 

Is ADOT Forcing You to Move?

Is ADOT Forcing You to Move Because of the 202 Expansion?

Is ADOT Forcing You to Move?

With the upcoming construction of the Loop 202 South Mountain Freeway, many homeowners and renters are being effected.  ADOT has begun to issue offer letters to both renters and homeowners.  You can visit ADOT’s website for more information on this expansion.

If you are a renter and ADOT is forcing you to move, this meeting is for you!

  • Have you ever considered buying a home?
  • Did you know that you can use the offer money from ADOT for a down payment?
  • No credit or bad credit, no problem.  We have programs to help you!
  • We can also help you find temporary housing while you are in the process of getting prequalified.
  • Our buyer services are 100% FREE!!

Come to our FREE Pizza Party and learn how easy Home Ownership can be!

Where:  Desert Hope Wesleyan Church- 2600 N. 59th Ave, Phoenix AZ 85035

When:  Thursday, June 25th- Anytime between 4:00pm-8:00pm

Pizza, Refreshements and Home Ownership Information will be provideded

If you can’t make the meeting, call, text or email us instead!

See you there!

Sheresa

Real Estate Rockstar

Open House on April 11th at 3429 E Camino Cir Mesa, AZ

Open House on April 11th at 3429 E Camino Cir Mesa, AZ

Come visit The Sheresa Group at our Open House on April 11th from 1-4pm.  

Price : $349,900.00
Bedrooms : 5
Bathrooms : 3.00
Square Foot : 2,719
County : Maricopa
Property Type : Single Family
Year Built : 1992
MLS Number : 5253384

Property Description
NO HOA!!! GREAT FAMILY HOME*WILSONART WOOD FLOORS*LARGE ROOMS*MASTER HAS SEPARATE JETTED TUB & SHOWER*ALSO BALCONY DECK OVERLOOKING POOL *KITCHEN HAS NEAR NEW RANGE,DISHWASHER & B/I MICROWAVE*ALSO KITCHEN ISLAND*KITCHEN OPEN TO FR WITH WOODBURNING FIREPLACE*LARGE CUL-DE-SAC LOT WITH LOTS OF FRUIT TREES*NORTH/SOUTH EXPOSURE*FRONT ENTRANCE HAS BRICK SITTING AREA WITH SHORT WALL*POOL HAS SPIDERWEB PROTECTIVE NET*TASTEFULLY DECORATED*LOFT AREA OVERLOOKING FORMAL LIVING & DINING
Equal Housing Opportunity.


Gentry Real Estate Group : Mesa, : 602.617.7171



Sheresa Group: Pending 17268 W. Apache St., Goodyear Arizona 85395

Sheresa Group: Pending 17268 W. Apache St., Goodyear Arizona 85395

If you would like a Pending Sign in your front yard, call The Sheresa Group!  I listed this home and we received TWO offers that were both OVER the asking price the first weekend on the market.

If you want a quick peek at what your home is worth, click the green What’s My Home Worth button below the picture!

Cheers!

Sheresa

Sheresa Group: Pending 17268 W. Apache St., Goodyear Arizona 85395


Free Krispy Kreme Doughnut on February 24th

Free Krispy Kreme Doughnut on February 24th

I love Free and I love Food!!  Today, February 24th, you can score a free glazed doughnut at Krispy Kreme stores.

They are opening their 1000th shop and want to celebrate!  No coupon needed, just swing by for your doughnut!

Free Krispy Kreme Doughnut

$110k Wholesale House in Phoenix, Arizona

$110k Wholesale House in Phoenix, Arizona

Phoenix, Arizona Wholesale House

Currently Off Market Wholesale house available in Phoenix Arizona for only $110,000.

It is currently rented for $700 a month but the tenants are willing to go up to $900 if the new owner lets them stay.

The new owner can also evict.

Comps are $135,000+

The address is 7514 W. Minnezona Ave, Phoenix AZ 85033.  The home is 1425sqft and built in 1979

Call/text Sheresa at 602.617.7171 or email sheresa@sheresagroup.com